Regular updated content on how YOU can work at home and earn that much deserved cash flow.

successwithmoney.blogspot.com just could be your new best friend, with regular updated information from professionals in the money making businesses of online marketing and sales... YOU and many others could be on the road to success in just a few CLICKS away. DONT MISS OUT ON THE GOOD LIFE. BE AHEAD OF THE GAME. YOU only get out what YOU put in. So REMEMBER to add successwithmoney.blogspot.com in your FAVORITES and visit REGULARLY , spend just a few minutes a day CLICKING around, reading my new posted articles to gain access into information that others pay for...WHY!!?!??!!? pay for free information.

on my website, YOUR IN CONTROL!


successwithmoney.blogspot.com into your favourites

Earning Decent Cash from Online Surveys

Many companies belonging to research, Product development, Services Conduct surveys to evaluate the opinion of the people in various ways. Survey is one among them which is helpful in providing realistic solutions to the business systems. Survey is just a Questionaire in which it tends to find out the pulse of the people.

Companies tend to perform a survey when

1. Trying to introduce a new Product into the global Market.
2. Evaluate the consumer pulse in a new niche .
3. Tends to find out the consumer confidence on competitive products.
4. Tends to find out the user opinion in existing systems.
5. A way to find out the feeback of the newly introduced product or Service.
6. A socialistic approach to a general Problem.

A lot of Business schools started surveys a long way back. Previously it was used to be a paper based survey.As the Popularity of web increased online survey systems were introduced. Online Surveys became very popular due to their low cost, transperancy, Speed, Blending, globalisation.

So lot of firms shifted their route from manual paper based surveys to online surveys. Companies spent millions of dollars on online surveys to gather data on customer opinions.People inside US almost left their jobs to earn money from online surveys before dotcom crash in 2001. It was the time where spam has entered into online survey system.

How the Online Survey system works

Companies create the questionaire and provides them to dot com survey companies and sets a price for each survey. The survey companies transform these questionaire into an online form and does all the marketing to reach the people. People who are registered with the survey companies earn a share by providing their opinions.

Today a lot of Survey companies have evolved, Most of them being considered as a spam. People dropping out in these companies loose the confidence of earning money from an online survey. So we have done a lot of research and testing to provide u with a set of good and real survey systems from where u can earn money.

Previously the people inside the us have only the chance of earning good money from online surveys.Now-a-days people from every corner of the world can earn decent money from online surveys.

Before trying to open a new account with any survey system u need a pay pal or e-gold account

Survey Savvy

One of the premier Survey sites on the internet. It offers you money for completing surveys, there is no minimum payment amount (so you can request payment as soon as you receive money) & the check is mailed to your address. The incentive for completing surveys is typically $4-$25 for each survey. You also receive cash for each survey your referrals complete.

Yahoo!

Yahoo! offers a wide variety of surveys, studies & focus groups. You can receive $50 or more depending on the type of research. The credibility of Yahoo! is an added advantage.

Harris Poll
Harris Poll offer dual incentives for completing surveys. For each survey you complete you will receive HI Points & you will also be entered into a sweepstakes. The HI Points can be converted to many gifts & gift vouchers. The sweepstakes winners will be sent the cash/prizes by mail. The frequency of surveys is quite good & the incentives (points) are also good. The credibility of this programme is very good. Harris Poll is available in Austria, Belgium, Canada, Czech Republic, Denmark, Finland, France, Germany, Greece, Italy, Japan, Netherlands, Norway, Poland, Sweden, Switzerland, UK & US.

BuzzBack
BuzzBack is one of the Pioneer’s of online surveys. Its pays good incentives though the frequency of surveys is average. Incentives are Cash, sweepstakes, gift certificates, etc.

time spent INVESTING IS time welll spent....

It is hard to argue that managed funds aren't a good alternative for inexperienced investors with only small amounts of money to invest. Most require an up-front lump-sum investment of only $1,000 or $2,000. This relatively modest sum is pooled with that of other, more liquid investors, meaning that small investors can acquire a diversified portfolio of Australian or international shares, commercial property, fixed interest or even more exotic offerings that would normally only be available to the very rich.

And if you invest in a so-called balanced or multisector fund, that $1,000 can give you a mix of the lot.

Many managed funds also have savings plans attached and, after an initial investment of $500 or $1,000, amounts of $100 a month thereafter can be added. What's more, your portfolio is managed by investment experts whose sole job in life is to get the best returns for your money.

"Diversification and access to the markets is still a very powerful argument for managed funds," says Brian Thomas, head of retail funds at Credit Suisse. "If you take out Credit Suisse Capital Growth Fund [which admittedly has a minimum investment of $20,000], you get access to 130 international stocks, as well as Australian stocks, and international fixed-interest and Australian fixed-interest investments. That is true diversification at a very low cost."

MLC's technical manager, Paul Maddock, adds that managed funds give investors more opportunities. Not only does pooling your money mean you can invest in a greater number of assets than you could on your own, he says, but you also get access to things such as private markets, where you would normally need several million to invest, or certain infrastructure bonds which normally, unless you have a critical mass of money, you can't participate in. You can even invest in commercial property.

Managed funds are hard to beat when it comes to investing in international shares. Considering that the Australian sharemarket makes up less than 2 per cent of the world market, investing internationally makes good sense from a diversification point of view.

"Some of the world's major industries are not represented in the Australian market - for example, pharmaceuticals and health care," Maddock says. "Managed funds let you access different industries, different countries and stocks in those countries."

The analyst funds manager at the Securities Industry Research Centre, David Gallagher, says that even with the likes of Commonwealth Securities¤¤ and Fortrend Securities making it possible for Australian investors to buy and sell shares listed on overseas exchanges, managed funds are still a good option for those interested in having a portfolio of international shares.

"There is much more scope for direct investment in Australian shares than there is in international shares," he says.

Thomas says that managed funds overcome one of the psychological problems of investing: "Studies show that people value a loss twice as much as they value a gain." By this he means that direct investors find it very hard to sell out of a stock that has been a good performer, take the gains and invest elsewhere.

"But managers are quite happy to sell a stock that doesn't match their criteria any more, because that is what they do every day," he says.

Maddock says that is why one of the strongest arguments for managed funds is access to professional money managers. "They are experienced investment professionals who are making decisions on your behalf and have no emotional attachment," he says.

Hans Kunnen, head of investment markets research at Colonial First State says another advantage of managed funds is that you have the opportunity for dividend reinvestment. "You don't get that with all shares," he says.

But Gallagher is not so sure that dividend reinvestment is such as great thing: "From a tax point of view, it can be a real nightmare to work out the capital gains."

A better option, he says, is to save up the income distributions and then reinvest them as a lump sum, to minimise the amount of paperwork.

But while managed funds may sound like an investor's nirvana, don't be fooled. They definitely aren't for everyone. For starters, they can be a tax-planning nightmare.

And while having an expert manage your money is seen as an advantage by some, others dislike the lack of control they have over their finances. They would rather invest their couple of thousand dollars elsewhere, even if it means giving up the benefits of diversification.

There is more choice for self-directed investors than ever before, brokerage rates are reasonable, and having share investments is becoming as much a part of the Australian psyche as owning investment property has been in the past.

Nevertheless, Thomas says, "people underestimate the cost of buying and selling shares [directly]. People eventually need advice, and there are fees to buy and sell."

Adds Maddock: "Individual investors tend not to say, after all the brokerage and fees, this is my return over the past 12 months."

Rather, he says, they tend to focus on the areas they did well in. For example, they may have made a killing on Telstra and gloss over their losses.

And while brokerage is incurred in buying and selling shares, fees and charges on managed funds are likewise often a huge hurdle for investors.

And unlike the case with many consumer goods, where you can go straight to the manufacturer and save, those who bypass an adviser and invest directly with a fund manager don't save on up-front fees (which typically range between 2 and 4 per cent, depending on the fund).

Gallagher says that when it comes to active share fund managers particularly, managed funds can be "quite expensive" for retail investors.

"There are high up-front entry and exit fees," he says. "Even with financial planners and the move towards being paid for their time [rather than being paid a commission], the manager will still retain the fee and pass it on to the financial planner to offset it against time spent."

If no planner is involved, the manager retains the fee. Gallagher says it is all about the managers wanting to protect their main source of business - the financial planners.

"They rely on networks of financial planners and having their funds recommended," he says. "The entry and exit fees are high for seemingly little effort on the fund manager's part, although some of it does go towards the buying and selling of the shares." And while he concedes that entry fees have come down, Gallagher says that "[having] 2 to 4 per cent taken out is still a real disadvantage. It can be a significant cost and it is a big issue for investors."

To avoid the fees, direct investors have to search out a discount broker, who will rebate most or all of the up-front fee. These brokers get their money from the so-called trailing commission - a small amount that the fund manager pays to the broker for each year the investment is held.

Another barrier to managed fund entry is the need to physically sign an application form to invest - unlike the case with shares, where, once you are with a stockbroker, you can buy and sell across the gamut of the market without a lot of paperwork.

So what's the big deal about having to fill in a prospectus and send it in the mail? It means that you don't know for sure at what unit price you are buying your investment. The price of the units on the day you sign the prospectus and pop it in the mail will not be the same as the price of the units days later, when the application form is received and processed by the manager.

Thomas concedes that this may put some investors off and compares the situation in Australia to that in the European managed fund market. There, he says, you can book a fund at a certain price and buy it at that price, the way a share trader can.

However, there is light at the end of this particular tunnel. Electronic prospectuses have arrived. BT Funds Management's recently launched TIME fund had the facility for people to invest online.

Thomas believes that electronic signatures, along with BPAY, mean that the practice of investing without physically signing a prospectus will soon be widespread.

MONEY!

Working life is a bed of roses (with the thorns and minus the free money), I’ve been there and done that and based on my personal experience, working from 9 to 5 is a nightmare especially when your job scope requires you to stare at the LCD monitor for the entire day. Let’s face it, nothing beats being your own boss, won’t it be nice that for once in your lifetime you are in control of your own time, you very own space and life? Free from being told what to do and what not to do?

The illusion of working for someone is that we tend to think we are earning money, truth is, we are making money but the real question is, if we were to work for ourself, spending the same amount of time and effort, can we actually go on making more than what we are earning now? Why waste time working for someone and help building their empire or dream? After all, the only thing bosses share with their workers is recession, I doubt they ever share 1% of their profit when they are laughing all the way to the bank.

Yes, the magical question everybody is seeking. If you’re reading this and desperately want to be financially independent, possibly dream of buying a brand spanking new BMW, Mercedez or a huge bungalow, my advise is - click that little red button on the right hand side of this screen. I have no idea on how to make so much money online and I believe not many people has the ability or luck to achieve that.

Hold on, but that doesn’t mean making SOME money online is not possible, there is an old saying and it goes: ‘Aim for the stars and if you fall, you’ll fall among the stars.’

The keyword is ‘Some‘, do not be greedy.